Borrow beyond traditional funding limits. Jumbo loans can help you stay competitive in housing markets where home prices are high.
Maybe you’re looking for a luxury home. Maybe you’ve outgrown your current one. Whatever the reason, Wyndham Capital can help you find a jumbo loan that lets you buy big with low down payment options.
Just like traditional mortgages, jumbo loans can be adapted to meet your financing needs. Our loan officers are ready to help you select the right option for your deluxe homebuying journey.
We don’t charge those junk fees to pad our pockets. You’ll never pay more than you have to.
If you don’t make it to closing on time, we’ll pay you and the seller.
If you’re looking for a large home (and possibly larger mortgage loan) you may want to consider a jumbo loan. A jumbo loan can give you the funds you need to purchase the home of your dreams at low down payment options. Plus, with our competitive mortgage rates and digital home lending advantages, you’ll get the most out of your home loan with the customer service and know-how from Wyndham’s dedicated loan specialists.
What Are Jumbo Loans?
Also known as non-conforming loans, jumbo loans are loans to cover loan amounts totaling more than the allowable amount set by the Federal Housing Finance Agency (FHFA). Traditionally, jumbo loans are reserved for a pre-determined loan amount which can vary based on location and lender. Jumbo loans make it possible to buy high-priced or highly-desirable homes and when taking into consideration the 10-year treasury and mortgage rates, you may find that obtaining a jumbo loan is easier than you think.
To qualify for a jumbo loan, it helps if potential borrowers have a credit score greater than 700, a low debt-to-income ratio, a strong income and some sort of cash reserve. Wyndham Capital Mortgage has competitive jumbo loan rates, simplified loan processing and speedy closings to make financing your dream home a reality.
2023 Wyndham Capital Mortgage is an Equal Housing Lender. NMLS ID# 2948 (For licensing information, go to https://www.nmlsconsumeraccess.org/) | 888-923-9911 | 4064 Colony Road, Morrocroft II, Floor 2, Charlotte, NC 28211 | Wyndham Capital Mortgage licensed by
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All Rights Reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, term, conditions are subject to change without notice. Wyndham Capital Mortgage is not affiliated with any government agency.